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3 Bed Terraced House For Sale

School Close, Over Old Road, Hartpury
£116,000
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury
School Close, Over Old Road, Hartpury

Description

  • Three bedrooms

  • Parking for two vehicles

  • Garden

  • Air source heating

  • Kitchen/diner

  • Local connection to Forest of Dean required

How does Shared Ownership work?

If you bought a home on the open market, you would agree a purchase price through an estate agent. Then you would take out a mortgage to cover the total purchase price of the property minus any deposit you might have available.
With Shared Ownership, the price of the property is fixed at the open market value, as assessed by a qualified valuer. You borrow just enough to cover the share you are buying. This is referred to as equity share.

The equity share amount will be an amount that you can afford, as set out under government guidelines. The total monthly cost of the rent, plus your
mortgage, will be lower than the monthly cost if you bought the property outright with a mortgage.

For legal reasons, while you are only buying a part-share of the property, you will have a leasehold interest. However, you may buy further shares this lease is capped at 80%.

Eligibility Criteria

To be eligible for Shared Ownership you need to:

- be a first-time buyer, an existing shared ownership homeowner, or a former homeowner who can’t afford to buy now
- be over 18 years old
- have an annual household income of less than £80,000 (£90,000 in London).

If you wish to buy one of these properties we need to assess your eligibility for shared ownership. For this we need to see:

•Proof of ID
•Proof of address
•Mortgage in principle
•Proof of deposit
•Help to buy reference number (if you have one)
•Full details for each buyer

You will also be required to complete an application form and an affordability calculation.

Shared Ownership Information

To be eligible for this property you must meet the below criteria;

Be in housing need and unable to buy a property of this size on the open market

Please see below costs involved for this property;
OMV - £290,000
40% Shared Ownership - £116,000
Rent, Service Charge & Buildings Insurance - £382.88pcm
These costs will increase each year with inflation in April
This lease has capped staircasing at 80%

Ground Floor

Entrance Hall

Doors leading to lounge, under stair storage cupboard, WC, Kitchen/diner and stairs to first floor

Lounge (3.28m x 3.96m)

Window to front elevation

Cloakroom (2.13m x 1.45m)

White wash hand basin and low level WC

Kitchen (5.49m x 3.35m)

Fitted kitchen with range of wall and base units, stainless steel sink, space for fridge/freezer, washing machine and dishwasher. Newly fitted electric oven with electric hob with hood over. Dining area and window to rear elevation and patio doors to rear garden.

First Floor

First Floor Landing

Doors leading to 3 bedrooms, bathroom and storage cupboard. Loft space access which is partly boarded.

Bedroom One (3.94m x 3.20m)

Fitted wardrobes, Window to rear elevation.

Bedroom Two (4.55m x 2.95m)

Window to front

Bedroom Three (2.74m x 2.44m)

Window to rear elevation

Bathroom

Newly fitted white wash hand basin and low level WC, bath with shower over. Window to front elevation

Externally

Shrubbery and storage area to the front of property and driveway parking for 2 cars.

Two Rivers Housing

TwoCan estate agents are advertising this property on behalf of Two Rivers Housing. Two Rivers Housing are the owners of Twocan and the Centigen brand.

Disclaimer

All measurements are approximate. We have not checked the serviceability of any appliances, fixtures or utilities (i.e. water, electricity, gas) which may be included in the sale. We cannot guarantee building regulations or planning permission has been approved and all prospective purchasers should satisfy themselves on these points prior to entering into a contract. Consumer Protection from Unfair Trading Regulations 2008. The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitor. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.

Location

EPC

To discuss this property call our friendly team

01531 829300

or Book a viewing
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